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David L. Ramsey III (born September 3, 1960) is an American financial writer, radio and television host.

His syndicated radio program, The Dave Ramsey Show, is promoted with a tagline that it is about "Life and Money," and is heard on over 300 radio stations throughout the United States and Canada, and also on XM and Sirius satellite radio. He has written over 14 books, three of which have been on the New York Times Best Seller list. His books and broadcasts often feature a Christian perspective that reflects Ramsey's own religious beliefs.

Ramsey's current company, The Lampo Group, is headquartered in Brentwood, Tennessee, and oversees three divisions geared toward financial counseling.

He has been featured on many media outlets including The Oprah Winfrey Show, 60 Minutes, and The Early Show on CBS. He has also recorded a pilot and six episodes of a reality show named The Dave Ramsey Project. He is the host of The Dave Ramsey Show at 8pm ET and repeated at 12am weekdays on the new Fox Business Network.

Biography

Ramsey's debt-fueled success soon came to an end as the Tax Reform Act of 1986 began to negatively impact the real estate business. One of Ramsey's largest investors was sold to a larger bank, who began to take a harder look at Ramsey's borrowing habits. The bank demanded he pay $1.2 million worth of short-term notes within 90 days, forcing him to file bankruptcy.

Ramsey vowed to never again borrow money and, after walking away from his debts, he eventually recovered his financial footing. After several friends asked for advice with their own financial troubles, Ramsey began counseling couples at his local church. Soon after offering private counseling services, Ramsey began attending every workshop and seminar on consumer financial problems that he could find. He developed a simple set of lessons and materials based partially on his own experience and on works and teachings by Larry Burkett and Ron Blue. After many requests from his clients, in 1992 wrote his first book Financial Peace.

Ramsey has been married to his wife, Sharon, for 25 years; they have three children: Denise, Rachel, and Daniel. The family resides in Nashville.

The Dave Ramsey Show

main: The Dave Ramsey Show

Ramsey started his radio show, currently known as The Dave Ramsey Show, in 1992 under the title of The Money Game. Originally a locally based show, it is now syndicated across the country. In 2007, he launched a television show under the same name on the Fox Business Network. Both shows are on air Monday through Friday.